Where's My Refund? Discover 8 Common Tax Refund Delays in 2025 & How to Fix Them!

Tax season can be a stressful time, especially when you're eagerly waiting for your tax refund. If you've filed your taxes and are asking yourself, Where's my refund?, you're not alone. Delays in receiving your tax refund are more common than you might think, and they can leave you wondering where things went wrong. At PrimeWay Federal Credit Union, we’re here to help you navigate the process, understand where's my refund? common tax refund delays, and give you instant solutions to resolve any issues.

In this blog post, we’ll walk you through the eight most common tax refund delays in 2025 and provide the steps you can take to fix them. Plus, we’ll show you how our services can help you stay on top of your financial journey.

1. Incomplete or Incorrect Tax Filing Information

One of the most common reasons for a delay is errors on your tax return. Whether it’s a simple mistake or missing information, the IRS may need to review your filing before processing your refund. Ensure all information is accurate and double-check everything before submission.

Fix It: Review your tax return thoroughly or seek professional assistance to ensure everything is accurate.

2. IRS Processing Delays

Sometimes, the IRS experiences processing delays due to high volumes of returns or other technical issues. This can happen, especially during peak filing seasons.

Fix It: Stay patient and monitor your refund status using the IRS Where's My Refund? tool. If you haven't received your refund within the expected time frame, you may want to reach out to the IRS for updates.

3. Errors in Bank Account Details

If you’re expecting a direct deposit but provided incorrect bank details, your refund may be delayed.

Fix It: Double-check your account number and routing details when filing your taxes. If there’s an error, the IRS may send your refund as a paper check instead.

4. Refund Applied to Past Debts

The IRS may apply your refund to past-due federal or state taxes, child support payments, or federal student loans. This can reduce or delay the amount of your refund.

Fix It: Check your account to ensure there are no outstanding obligations that could be impacting your refund. If you’re unsure, contact the IRS for details.

5. Claims for Earned Income Tax Credit (EITC) or Child Tax Credit

If you’ve claimed the Earned Income Tax Credit or Child Tax Credit, the IRS may hold your refund for additional scrutiny to ensure eligibility. This could delay your refund by weeks.

Fix It: Ensure that you meet all qualifications for these credits. The IRS may request additional documentation, so be prepared to provide it.

Final Thoughts

If you’re wondering Where's my refund?, understanding the common reasons for delays can help you take proactive steps to resolve the issue. At PrimeWay FCU, we’re committed to providing excellent financial services and support, ensuring that you’re equipped with the tools and knowledge to manage your refund and overall finances effectively.